Houston, Texas · Peer group 3
Union Fidelity Credit Union
Union Fidelity Credit Union holds $28.1M in assets across 5,943 members as of Q1 2026 — about $5K of assets per member, on a charter dating to 1962. Charter number 15049, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $28.1M |
|---|---|
| Total loans | $17.4M |
| Total shares (deposits) | $22.3M |
| Net worth | $5.6M |
| Members | 5,943 |
| Assets per member | $5K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 10.5% | |
|---|---|---|
| Loans | 21.5% | higher than 98% of its peer group |
| Deposits | 11.8% | higher than 95% of its peer group |
| Members | 14.2% | higher than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.0% | around the 82nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.8% | around the 84th percentile of its peer group |
| Return on assets | 1.23% | around the 78th percentile of its peer group |
| Delinquency ratio | 1.27% | around the 74th percentile of its peer group |
| Cash / assets | 10.4% | around the 45th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Union Fidelity Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Tyler City Employees Credit Union
Tyler, TX
$28.3M · 3,091 members
- Yantis Credit Union
YANTIS, TX
$28.5M · 1,856 members
- Texas Associations of Professionals Credit Union
San Antonio, TX
$28.5M · 1,362 members
- Gulf Shore Credit Union
Texas City, TX
$28.7M · 3,115 members
- Anderson County Credit Union
Palestine, TX
$27.4M · 2,125 members
- Valwood Park Credit Union
Carrollton, TX
$27.3M · 2,426 members
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