Beaumont, Texas · Peer group 2
Union Pacific Employees Credit Union
Union Pacific Employees Credit Union holds $3.9M in assets across 624 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1953. Charter number 67417, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.9M |
|---|---|
| Total loans | $2.4M |
| Total shares (deposits) | $3.0M |
| Net worth | $907K |
| Members | 624 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 1.4% | |
|---|---|---|
| Loans | -3.0% | around the 58th percentile of its peer group |
| Deposits | 2.0% | around the 69th percentile of its peer group |
| Members | -3.7% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.9% | around the 80th percentile of its peer group |
|---|---|---|
| Net worth ratio | 23.5% | around the 73rd percentile of its peer group |
| Return on assets | -0.93% | around the 13th percentile of its peer group |
| Delinquency ratio | 1.33% | around the 60th percentile of its peer group |
| Cash / assets | 25.3% | around the 77th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Union Pacific Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Plains Credit Union
Plainview, TX
$3.9M · 423 members
- Houston Belt & Terminal Credit Union
HUMBLE, TX
$3.7M · 590 members
- Covenant Savings Credit Union
Killeen, TX
$3.7M · 1,203 members
- Goodyear San Angelo Credit Union
SAN ANGELO, TX
$4.1M · 350 members
- Oak Farms Employees Credit Union
HOUSTON, TX
$4.2M · 747 members
- Highway District 9 Credit Union
WACO, TX
$4.2M · 712 members
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