Humble, Texas · Peer group 3
United Energy Credit Union
United Energy Credit Union holds $30.3M in assets across 3,368 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1934. Charter number 67493, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $30.3M |
|---|---|
| Total loans | $21.6M |
| Total shares (deposits) | $24.9M |
| Net worth | $4.9M |
| Members | 3,368 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.1% | |
|---|---|---|
| Loans | 6.3% | around the 85th percentile of its peer group |
| Deposits | 8.0% | around the 88th percentile of its peer group |
| Members | 0.6% | around the 73rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 86.6% | higher than 91% of its peer group |
|---|---|---|
| Net worth ratio | 16.2% | around the 67th percentile of its peer group |
| Return on assets | 0.24% | around the 28th percentile of its peer group |
| Delinquency ratio | 0.59% | around the 50th percentile of its peer group |
| Cash / assets | 9.9% | around the 43rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is United Energy Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Alcon Employees Credit Union
Fort Worth, TX
$30.3M · 2,619 members
- Nspire Credit Union
Sinton, TX
$30.2M · 2,562 members
- United Credit Union
Tyler, TX
$30.0M · 2,088 members
- Texas Community Credit Union
KINGSVILLE, TX
$31.1M · 2,880 members
- Rocket Credit Union
McGregor, TX
$29.3M · 2,933 members
- Gulf Shore Credit Union
Texas City, TX
$28.7M · 3,115 members
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