Austin, Texas · Peer group 3
Vatat Credit Union
Vatat Credit Union holds $10.6M in assets across 1,113 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1961. Charter number 67661, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $10.6M |
|---|---|
| Total loans | $7.1M |
| Total shares (deposits) | $8.4M |
| Net worth | $1.9M |
| Members | 1,113 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.3% | |
|---|---|---|
| Loans | -17.5% | lower than 96% of its peer group |
| Deposits | -0.0% | around the 41st percentile of its peer group |
| Members | 3.6% | higher than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.5% | around the 89th percentile of its peer group |
|---|---|---|
| Net worth ratio | 17.8% | around the 75th percentile of its peer group |
| Return on assets | 0.06% | around the 20th percentile of its peer group |
| Delinquency ratio | 1.46% | around the 77th percentile of its peer group |
| Cash / assets | 19.5% | around the 81st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Vatat Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Mount Olive Baptist Church Credit Union
Arlington, TX
$10.6M · 1,311 members
- J.C.T. Credit Union
Edna, TX
$10.7M · 600 members
- Ila 28 Credit Union
Pasadena, TX
$10.5M · 1,044 members
- Methodist Hospital Employees Credit Union
Dallas, TX
$10.8M · 1,672 members
- Pampa Teachers Credit Union
Pampa, TX
$10.8M · 1,828 members
- Texarkana Terminal Employees Credit Union
TEXARKANA, TX
$10.8M · 1,271 members
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