Victoria, Texas · Peer group 2
Victoria Credit Union
Victoria Credit Union holds $8.8M in assets across 1,233 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1940. Charter number 3736, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $8.8M |
|---|---|
| Total loans | $5.2M |
| Total shares (deposits) | $7.7M |
| Net worth | $1.2M |
| Members | 1,233 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.1% | |
|---|---|---|
| Loans | 5.3% | around the 84th percentile of its peer group |
| Deposits | 0.5% | around the 63rd percentile of its peer group |
| Members | 0.1% | around the 68th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 67.1% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.5% | around the 30th percentile of its peer group |
| Return on assets | 0.87% | around the 69th percentile of its peer group |
| Delinquency ratio | 2.41% | around the 76th percentile of its peer group |
| Cash / assets | 8.5% | around the 22nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Victoria Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Local 20 IBEW Credit Union
GRAND PRAIRIE, TX
$9.1M · 4,071 members
- Tex Mex Credit Union
Laredo, TX
$8.6M · 2,228 members
- Port Terminal Credit Union
Houston, TX
$9.2M · 651 members
- Jackson County Credit Union
Edna, TX
$9.2M · 710 members
- E M O T Credit Union
Abilene, TX
$9.3M · 470 members
- Neiman Marcus Group Employees Credit Union
Dallas, TX
$9.3M · 2,314 members
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