Victoria, Texas · Peer group 2
Victoria City-County Employees Credit Union
Victoria City-County Employees Credit Union holds $7.2M in assets across 873 members as of Q1 2026 — about $8K of assets per member, on a charter dating to 1960. Charter number 13672, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.2M |
|---|---|
| Total loans | $3.8M |
| Total shares (deposits) | $6.1M |
| Net worth | $1.0M |
| Members | 873 |
| Assets per member | $8K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.8% | |
|---|---|---|
| Loans | -7.4% | around the 42nd percentile of its peer group |
| Deposits | 4.3% | around the 78th percentile of its peer group |
| Members | -4.1% | around the 24th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 63.2% | around the 51st percentile of its peer group |
|---|---|---|
| Net worth ratio | 14.6% | around the 36th percentile of its peer group |
| Return on assets | 0.19% | around the 38th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 16.4% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Victoria City-County Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Texas — the comparison set a peer ratio is measured against.
- Highway District 19 Employees Credit Union
ATLANTA, TX
$7.1M · 1,451 members
- Sherwin Credit Union
Portland, TX
$7.0M · 1,912 members
- City of Deer Park Credit Union
Deer Park, TX
$7.3M · 714 members
- Galveston Government Employees Credit Union
Dickinson, TX
$6.9M · 1,742 members
- Brownsville City Employees Credit Union
BROWNSVILLE, TX
$6.8M · 1,420 members
- Wharton County Teachers Credit Union
Wharton, TX
$7.5M · 675 members
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