Salt Lake City, Utah · Peer group 3
P & S Credit Union
P & S Credit Union holds $24.6M in assets across 2,156 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1980. Charter number 67056, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $24.6M |
|---|---|
| Total loans | $15.7M |
| Total shares (deposits) | $21.4M |
| Net worth | $2.9M |
| Members | 2,156 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -2.5% | |
|---|---|---|
| Loans | -7.7% | around the 26th percentile of its peer group |
| Deposits | -4.6% | around the 16th percentile of its peer group |
| Members | -1.6% | around the 47th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.5% | around the 75th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.9% | around the 35th percentile of its peer group |
| Return on assets | 0.43% | around the 38th percentile of its peer group |
| Delinquency ratio | 0.04% | around the 13th percentile of its peer group |
| Cash / assets | 8.0% | around the 31st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is P & S Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Ridgeline Credit Union
SALT LAKE CITY, UT
$27.0M · 1,495 members
- Devils Slide Credit Union
Morgan, UT
$21.2M · 1,773 members
- New Heights Credit Union
Logan, UT
$28.2M · 2,173 members
- San Juan Credit Union
BLANDING, UT
$31.1M · 4,808 members
- Varex Credit Union
Salt Lake City, UT
$17.0M · 1,138 members
- Logan Medical Credit Union
LOGAN, UT
$32.8M · 1,979 members
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