Richfield, Utah · Peer group 2
S E a Credit Union
S E a Credit Union holds $7.2M in assets across 680 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1957. Charter number 67149, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.2M |
|---|---|
| Total loans | $4.3M |
| Total shares (deposits) | $5.8M |
| Net worth | $1.4M |
| Members | 680 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 11.5% | |
|---|---|---|
| Loans | -3.8% | around the 56th percentile of its peer group |
| Deposits | 13.7% | higher than 96% of its peer group |
| Members | 1.2% | around the 80th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 73.9% | around the 66th percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.4% | around the 59th percentile of its peer group |
| Return on assets | 0.89% | around the 70th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 24.8% | around the 76th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is S E a Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Utah — the comparison set a peer ratio is measured against.
- Gibbons and Reed Employees Credit Union
SALT LAKE CITY, UT
$6.3M · 1,040 members
- Hollyfrontier Employee's Credit Union
Bountiful, UT
$6.0M · 689 members
- C U P Credit Union
Provo, UT
$10.0M · 791 members
- Uintah Credit Union
VERNAL, UT
$4.0M · 929 members
- Orem City Employees Credit Union
OREM, UT
$2.7M · 530 members
- Flexpak Credit Union
Woods Cross, UT
$1.9M · 216 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for S E a Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.