Lynchburg, Virginia · Peer group 5
Beacon Credit Union, Incorporated
Beacon Credit Union, Incorporated holds $378.2M in assets across 29,761 members as of Q1 2026 — about $13K of assets per member, on a charter dating to 1939. Charter number 66965, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $378.2M |
|---|---|
| Total loans | $326.1M |
| Total shares (deposits) | $330.1M |
| Net worth | $41.7M |
| Members | 29,761 |
| Assets per member | $13K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 14.9% | |
|---|---|---|
| Loans | 16.1% | higher than 96% of its peer group |
| Deposits | 15.5% | higher than 99% of its peer group |
| Members | 3.0% | around the 83rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 98.8% | higher than 98% of its peer group |
|---|---|---|
| Net worth ratio | 11.7% | around the 54th percentile of its peer group |
| Return on assets | 0.72% | around the 53rd percentile of its peer group |
| Delinquency ratio | 0.17% | around the 11th percentile of its peer group |
| Cash / assets | 5.9% | around the 17th percentile of its peer group |
| Borrowings / assets | 1.1% | around the 84th percentile of its peer group |
What this page does not show
Everything above is Beacon Credit Union, Incorporated’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
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