Hampton, Virginia · Peer group 3
Hampton Roads Educ Credit Union Inc
Hampton Roads Educ Credit Union Inc holds $46.5M in assets across 4,513 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1954. Charter number 66913, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $46.5M |
|---|---|
| Total loans | $17.2M |
| Total shares (deposits) | $41.8M |
| Net worth | $3.9M |
| Members | 4,513 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.7% | |
|---|---|---|
| Loans | -1.2% | around the 56th percentile of its peer group |
| Deposits | 2.2% | around the 56th percentile of its peer group |
| Members | -2.2% | around the 39th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 41.1% | around the 22nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.4% | lower than 93% of its peer group |
| Return on assets | 0.44% | around the 38th percentile of its peer group |
| Delinquency ratio | 1.10% | around the 71st percentile of its peer group |
| Cash / assets | 9.6% | around the 41st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Hampton Roads Educ Credit Union Inc’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Vantage Point Credit Union
HOPEWELL, VA
$44.6M · 2,960 members
- Patent and Trademark Office Credit Union
ALEXANDRIA, VA
$40.6M · 2,745 members
- First Nrv Credit Union
Radford, VA
$39.3M · 2,724 members
- Hopewell Chemical Credit Union
Hopewell, VA
$54.9M · 3,243 members
- Newport News Mun. Emp Credit Union
Newport News, VA
$55.2M · 3,902 members
- Loudoun Credit Union
Leesburg, VA
$57.6M · 5,351 members
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