Radford, Virginia · Peer group 1
Inland Motor Employees Credit Union
Inland Motor Employees Credit Union holds $1.5M in assets across 500 members as of Q1 2026 — about $3K of assets per member, on a charter dating to 1962. Charter number 14898, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.5M |
|---|---|
| Total loans | $1.0M |
| Total shares (deposits) | $1.1M |
| Net worth | $465K |
| Members | 500 |
| Assets per member | $3K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.0% | |
|---|---|---|
| Loans | -5.4% | around the 57th percentile of its peer group |
| Deposits | -6.5% | around the 35th percentile of its peer group |
| Members | -1.0% | around the 58th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.0% | around the 88th percentile of its peer group |
|---|---|---|
| Net worth ratio | 30.2% | around the 80th percentile of its peer group |
| Return on assets | 0.73% | around the 61st percentile of its peer group |
| Delinquency ratio | 2.51% | around the 62nd percentile of its peer group |
| Cash / assets | 35.1% | around the 64th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Inland Motor Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- IBEW Local Union 80 Credit Union
Norfolk, VA
$1.8M · 788 members
- First Baptist Church of Vienna (VA) Credit Union
VIENNA, VA
$1.0M · 189 members
- Glamorgan Employees Credit Union
Lynchburg, VA
$2.1M · 292 members
- G E a Employees Credit Union
Pearisburg, VA
$2.1M · 305 members
- Planters Credit Union
Suffolk, VA
$2.4M · 471 members
- High Street Baptist Church Credit Union
Roanoke, VA
$2.5M · 275 members
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