Lynchburg, Virginia · Peer group 3
Lynchburg Municipal Employees Credit Union
Lynchburg Municipal Employees Credit Union holds $31.7M in assets across 2,936 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1961. Charter number 14623, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $31.7M |
|---|---|
| Total loans | $11.6M |
| Total shares (deposits) | $27.9M |
| Net worth | $3.7M |
| Members | 2,936 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.2% | |
|---|---|---|
| Loans | 1.0% | around the 67th percentile of its peer group |
| Deposits | 6.4% | around the 82nd percentile of its peer group |
| Members | 0.3% | around the 70th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 41.6% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.7% | around the 33rd percentile of its peer group |
| Return on assets | 0.66% | around the 51st percentile of its peer group |
| Delinquency ratio | 0.25% | around the 33rd percentile of its peer group |
| Cash / assets | 10.3% | around the 45th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Lynchburg Municipal Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Pfd Firefighters Credit Union Inc.
Portsmouth, VA
$33.8M · 2,290 members
- Norfolk Fire Department Credit Union
Norfolk, VA
$26.7M · 1,995 members
- Augusta County Credit Union
VERONA, VA
$25.5M · 2,386 members
- First Nrv Credit Union
Radford, VA
$39.3M · 2,724 members
- Strategic Credit Union
Sterling, VA
$23.5M · 921 members
- Patent and Trademark Office Credit Union
ALEXANDRIA, VA
$40.6M · 2,745 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Lynchburg Municipal Employees Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.