Petersburg, Virginia · Peer group 5
Peoples Advantage Credit Union
Peoples Advantage Credit Union holds $115.8M in assets across 9,446 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1966. Charter number 17464, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $115.8M |
|---|---|
| Total loans | $58.2M |
| Total shares (deposits) | $88.7M |
| Net worth | $25.8M |
| Members | 9,446 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.7% | |
|---|---|---|
| Loans | 8.4% | around the 79th percentile of its peer group |
| Deposits | 9.2% | higher than 90% of its peer group |
| Members | 2.3% | around the 78th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 65.7% | around the 37th percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.3% | higher than 98% of its peer group |
| Return on assets | 6.55% | higher than 100% of its peer group |
| Delinquency ratio | 2.30% | higher than 96% of its peer group |
| Cash / assets | 20.5% | higher than 92% of its peer group |
| Borrowings / assets | 8.7% | higher than 97% of its peer group |
What this page does not show
Everything above is Peoples Advantage Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Roanoke Valley Community Credit Union
ROANOKE, VA
$107.1M · 9,109 members
- N a E Credit Union
Chesapeake, VA
$126.9M · 11,347 members
- Truenergy Credit Union
SPRINGFIELD, VA
$129.0M · 7,802 members
- Connects Credit Union
Richmond, VA
$101.5M · 15,831 members
- Jackson River Community Credit Union
Covington, VA
$131.9M · 6,872 members
- Salem VA Medical Center Credit Union
Salem, VA
$95.6M · 7,764 members
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