Dahlgren, Virginia · Peer group 5
Topside Credit Union
Topside Credit Union holds $490.9M in assets across 41,798 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1961. Charter number 14754, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $490.9M |
|---|---|
| Total loans | $263.5M |
| Total shares (deposits) | $455.2M |
| Net worth | $41.7M |
| Members | 41,798 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.3% | |
|---|---|---|
| Loans | -3.5% | around the 16th percentile of its peer group |
| Deposits | -1.4% | around the 13th percentile of its peer group |
| Members | -0.2% | around the 50th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 57.9% | around the 23rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 93% of its peer group |
| Return on assets | 0.61% | around the 43rd percentile of its peer group |
| Delinquency ratio | 0.97% | around the 74th percentile of its peer group |
| Cash / assets | 13.7% | around the 74th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Topside Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Henrico Credit Union
Henrico, VA
$501.0M · 31,449 members
- Commonwealth One Credit Union
ALEXANDRIA, VA
$509.3M · 28,734 members
- Valleystar Credit Union
Martinsville, VA
$518.0M · 36,271 members
- Arlington Community Credit Union
Arlington, VA
$540.7M · 25,848 members
- Spectra Credit Union
ALEXANDRIA, VA
$552.6M · 30,641 members
- Argent Credit Union
CHESTERFIELD, VA
$560.1M · 35,108 members
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