Danville, Virginia · Peer group 5
Urw Community Credit Union
Urw Community Credit Union holds $225.8M in assets across 35,659 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1970. Charter number 19867, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $225.8M |
|---|---|
| Total loans | $175.9M |
| Total shares (deposits) | $190.7M |
| Net worth | $32.4M |
| Members | 35,659 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | -2.4% | around the 20th percentile of its peer group |
| Deposits | -1.8% | around the 11th percentile of its peer group |
| Members | 0.5% | around the 59th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 92.2% | higher than 92% of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 82nd percentile of its peer group |
| Return on assets | 0.67% | around the 48th percentile of its peer group |
| Delinquency ratio | 1.29% | around the 86th percentile of its peer group |
| Cash / assets | 13.5% | around the 72nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Urw Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Central Virginia Credit Union
LYNCHBURG, VA
$201.1M · 12,991 members
- Beach Municipal Credit Union
Virginia Beach, VA
$194.6M · 9,031 members
- InFirst Credit Union
Alexandria, VA
$191.9M · 14,636 members
- Democracy Credit Union
Alexandria, VA
$190.0M · 11,818 members
- Blue Eagle Credit Union
Roanoke, VA
$266.5M · 18,866 members
- Bronco Credit Union
FRANKLIN, VA
$293.1M · 19,316 members
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