Richmond, Virginia · Peer group 6
Virginia Credit Union
Virginia Credit Union holds $7.36B in assets across 494,625 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1928. Charter number 24962, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $7.36B |
|---|---|
| Total loans | $5.31B |
| Total shares (deposits) | $6.39B |
| Net worth | $787.0M |
| Members | 494,625 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 83.1% | around the 45th percentile of its peer group |
|---|---|---|
| Net worth ratio | 11.3% | around the 62nd percentile of its peer group |
| Return on assets | 0.43% | around the 26th percentile of its peer group |
| Delinquency ratio | 0.90% | around the 74th percentile of its peer group |
| Cash / assets | 5.2% | around the 22nd percentile of its peer group |
| Borrowings / assets | 2.9% | around the 62nd percentile of its peer group |
What this page does not show
Everything above is Virginia Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Langley Credit Union
Newport News, VA
$5.68B · 405,305 members
- Apple Credit Union
Fairfax, VA
$5.62B · 267,466 members
- Northwest Credit Union
Herndon, VA
$4.55B · 267,951 members
- Chartway Credit Union
Virginia Beach, VA
$3.29B · 260,806 members
- State Department Credit Union
ALEXANDRIA, VA
$2.94B · 85,954 members
- Bayport Credit Union
NEWPORT NEWS, VA
$2.79B · 157,317 members
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