North Chesterfi, Virginia · Peer group 3
Virginia United Methodist Credit Union
Virginia United Methodist Credit Union holds $16.6M in assets across 2,785 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1952. Charter number 62536, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $16.6M |
|---|---|
| Total loans | $13.4M |
| Total shares (deposits) | $15.0M |
| Net worth | $1.5M |
| Members | 2,785 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -10.7% | |
|---|---|---|
| Loans | 1.4% | around the 69th percentile of its peer group |
| Deposits | -11.8% | lower than 98% of its peer group |
| Members | 0.5% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 89.6% | higher than 94% of its peer group |
|---|---|---|
| Net worth ratio | 9.2% | around the 12th percentile of its peer group |
| Return on assets | 0.08% | around the 21st percentile of its peer group |
| Delinquency ratio | 4.59% | higher than 97% of its peer group |
| Cash / assets | 7.2% | around the 26th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Virginia United Methodist Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Virginia — the comparison set a peer ratio is measured against.
- Augusta Health Care Credit Union
FISHERSVILLE, VA
$14.9M · 1,433 members
- Virginia State University Credit Union
South Chesterfi, VA
$13.6M · 1,891 members
- Metropolitan Church Credit Union
SUFFOLK, VA
$13.0M · 1,918 members
- Richmond Virginia Fire Police Credi Credit Union
Richmond, VA
$22.3M · 1,674 members
- Richmond Heritage Credit Union
Richmond, VA
$10.5M · 1,719 members
- VA Beach Postal Credit Union
Virginia Beach, VA
$10.4M · 1,043 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Virginia United Methodist Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.