Fairfield, Vermont · Peer group 1
St. Patrick's Parish Credit Union
St. Patrick's Parish Credit Union holds $533K in assets across 290 members as of Q1 2026 — about $2K of assets per member, on a charter dating to 1953. Charter number 65091, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $533K |
|---|---|
| Total loans | $417K |
| Total shares (deposits) | $503K |
| Net worth | $30K |
| Members | 290 |
| Assets per member | $2K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -7.1% | |
|---|---|---|
| Loans | -14.3% | around the 31st percentile of its peer group |
| Deposits | -0.0% | around the 64th percentile of its peer group |
| Members | -7.6% | around the 17th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 82.9% | around the 82nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 5.7% | lower than 96% of its peer group |
| Return on assets | -4.12% | around the 11th percentile of its peer group |
| Delinquency ratio | 2.76% | around the 63rd percentile of its peer group |
| Cash / assets | 22.7% | around the 36th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is St. Patrick's Parish Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Vermont — the comparison set a peer ratio is measured against.
- Northeast Schools and Hospital Credit Union
Newport, VT
$5.6M · 1,000 members
- Orlex Government Employees Credit Union
Newport, VT
$7.0M · 1,281 members
- Central Vermont Medical Center,inc. Credit Union
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$12.6M · 1,732 members
- Members 1st Credit Union
Brattleboro, VT
$23.2M · 2,111 members
- Northern Lights Credit Union
Saint Johnsbury, VT
$43.7M · 4,166 members
- Green Mountain Credit Union
South Burlingto, VT
$151.5M · 10,123 members
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