Seattle, Washington · Peer group 3
Express Credit Union
Express Credit Union holds $22.8M in assets across 3,656 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1934. Charter number 68273, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $22.8M |
|---|---|
| Total loans | $15.1M |
| Total shares (deposits) | $19.4M |
| Net worth | $3.2M |
| Members | 3,656 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -18.5% | |
|---|---|---|
| Loans | -11.5% | around the 14th percentile of its peer group |
| Deposits | -18.7% | lower than 100% of its peer group |
| Members | -7.2% | lower than 91% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 77.7% | around the 82nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.8% | around the 51st percentile of its peer group |
| Return on assets | -4.00% | lower than 99% of its peer group |
| Delinquency ratio | 2.62% | higher than 91% of its peer group |
| Cash / assets | 1.4% | lower than 100% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Express Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- Community Healthcare Credit Union
Everett, WA
$22.1M · 1,329 members
- Mint Valley Credit Union
LONGVIEW, WA
$23.8M · 2,088 members
- Newrizons Credit Union
HOQUIAM, WA
$19.2M · 1,552 members
- Mt. Rainier Credit Union
Puyallup, WA
$26.9M · 1,146 members
- Spokane Media Credit Union
Spokane, WA
$17.7M · 1,169 members
- Puget Sound Refinery Credit Union
Anacortes, WA
$17.4M · 1,068 members
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