Everett, Washington · Peer group 4
Mill Town Credit Union
Mill Town Credit Union holds $59.5M in assets across 3,509 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1939. Charter number 68222, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $59.5M |
|---|---|
| Total loans | $46.7M |
| Total shares (deposits) | $45.9M |
| Net worth | $13.4M |
| Members | 3,509 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.5% | |
|---|---|---|
| Loans | 8.1% | around the 88th percentile of its peer group |
| Deposits | -6.2% | lower than 95% of its peer group |
| Members | 0.7% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 101.8% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 22.5% | higher than 96% of its peer group |
| Return on assets | 1.26% | around the 77th percentile of its peer group |
| Delinquency ratio | 2.61% | higher than 97% of its peer group |
| Cash / assets | 10.9% | around the 55th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Mill Town Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- American Lake Credit Union
Lakewood, WA
$58.6M · 4,552 members
- Olympia Credit Union
Olympia, WA
$57.2M · 3,708 members
- Responders Emergency Services Credit Union
SPOKANE, WA
$57.0M · 2,606 members
- Nordstrom Credit Union
Everett, WA
$62.2M · 5,115 members
- Blue Mountain Credit Union
COLLEGE PLACE, WA
$55.8M · 4,455 members
- Spokane City Credit Union
Spokane, WA
$65.7M · 4,289 members
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