Shelton, Washington · Peer group 6
Our Community Credit Union
Our Community Credit Union holds $640.3M in assets across 30,609 members as of Q1 2026 — about $21K of assets per member, on a charter dating to 1941. Charter number 68609, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $640.3M |
|---|---|
| Total loans | $225.3M |
| Total shares (deposits) | $555.3M |
| Net worth | $79.5M |
| Members | 30,609 |
| Assets per member | $21K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.7% | |
|---|---|---|
| Loans | -11.7% | lower than 99% of its peer group |
| Deposits | 1.3% | around the 22nd percentile of its peer group |
| Members | -5.2% | lower than 92% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 40.6% | lower than 98% of its peer group |
|---|---|---|
| Net worth ratio | 12.4% | around the 76th percentile of its peer group |
| Return on assets | 1.13% | around the 80th percentile of its peer group |
| Delinquency ratio | 0.43% | around the 31st percentile of its peer group |
| Cash / assets | 2.5% | lower than 97% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Our Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- O Bee Credit Union
Lacey, WA
$667.1M · 36,074 members
- America's Credit Union, a
DuPont, WA
$698.7M · 28,861 members
- TAPCO Credit Union
Fircrest, WA
$719.3M · 31,873 members
- Verity Credit Union
Seattle, WA
$762.9M · 34,442 members
- Solarity Credit Union
Yakima, WA
$846.1M · 45,958 members
- North Coast Credit Union
Bellingham, WA
$429.7M · 20,358 members
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