Vancouver, Washington · Peer group 5
People's Community Credit Union
People's Community Credit Union holds $279.3M in assets across 10,432 members as of Q1 2026 — about $27K of assets per member, on a charter dating to 1952. Charter number 24713, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $279.3M |
|---|---|
| Total loans | $118.0M |
| Total shares (deposits) | $247.0M |
| Net worth | $41.1M |
| Members | 10,432 |
| Assets per member | $27K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.9% | |
|---|---|---|
| Loans | 0.3% | around the 36th percentile of its peer group |
| Deposits | -2.0% | lower than 90% of its peer group |
| Members | -1.8% | around the 32nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 47.8% | lower than 90% of its peer group |
|---|---|---|
| Net worth ratio | 14.7% | around the 84th percentile of its peer group |
| Return on assets | 0.86% | around the 62nd percentile of its peer group |
| Delinquency ratio | 2.41% | higher than 97% of its peer group |
| Cash / assets | 11.0% | around the 57th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is People's Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- Puget Sound Cooperative Credit Union
Bellevue, WA
$280.0M · 16,835 members
- Great Northwest Credit Union
Aberdeen, WA
$267.1M · 18,694 members
- Peninsula Community Credit Union
SHELTON, WA
$306.4M · 21,491 members
- Northwest Plus Credit Union
Everett, WA
$318.2M · 15,213 members
- Canopy Credit Union
SPOKANE, WA
$222.2M · 13,443 members
- Cascade Credit Union
Kent, WA
$380.2M · 10,736 members
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