Aberdeen, Washington · Peer group 2
Utility Employees Credit Union
Utility Employees Credit Union holds $3.2M in assets across 377 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1936. Charter number 1851, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.2M |
|---|---|
| Total loans | $2.0M |
| Total shares (deposits) | $2.6M |
| Net worth | $609K |
| Members | 377 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -11.2% | |
|---|---|---|
| Loans | 2.0% | around the 74th percentile of its peer group |
| Deposits | -14.0% | lower than 95% of its peer group |
| Members | 2.2% | around the 85th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 76.4% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 19.0% | around the 57th percentile of its peer group |
| Return on assets | 1.62% | around the 87th percentile of its peer group |
| Delinquency ratio | 0.60% | around the 43rd percentile of its peer group |
| Cash / assets | 7.3% | around the 16th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Utility Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- Longshore Credit Union
Hoquiam, WA
$8.4M · 403 members
- PUD Credit Union
LONGVIEW, WA
$9.6M · 750 members
- Puget Sound Refinery Credit Union
Anacortes, WA
$17.4M · 1,068 members
- Spokane Media Credit Union
Spokane, WA
$17.7M · 1,169 members
- Newrizons Credit Union
HOQUIAM, WA
$19.2M · 1,552 members
- Community Healthcare Credit Union
Everett, WA
$22.1M · 1,329 members
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