Seattle, Washington · Peer group 4
Waterfront Credit Union
Waterfront Credit Union holds $93.6M in assets across 6,583 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1964. Charter number 16178, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $93.6M |
|---|---|
| Total loans | $51.2M |
| Total shares (deposits) | $81.8M |
| Net worth | $12.6M |
| Members | 6,583 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.7% | |
|---|---|---|
| Loans | -3.1% | around the 35th percentile of its peer group |
| Deposits | 1.4% | around the 47th percentile of its peer group |
| Members | -1.6% | around the 47th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 62.6% | around the 53rd percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.4% | around the 57th percentile of its peer group |
| Return on assets | 0.68% | around the 49th percentile of its peer group |
| Delinquency ratio | 0.86% | around the 66th percentile of its peer group |
| Cash / assets | 6.2% | around the 20th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Waterfront Credit Union’s own reported position. A CUSignals subscription adds the layer on top of it: how likely it is to merge, with a calibrated one-year probability; how attractive it would be to an acquirer; a liquidity-stress score and funding-need flag; whether it buys or sells loan participations; and which platforms it runs. Each score shows the plain-English reason it moved and the weights that built it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- Progressions Credit Union
Spokane, WA
$93.5M · 5,689 members
- Lower Columbia Longshoremen Credit Union
LONGVIEW, WA
$96.1M · 4,224 members
- Snocope Credit Union
Everett, WA
$89.0M · 5,882 members
- Granco Credit Union
Ephrata, WA
$98.3M · 5,053 members
- Spokane Firefighters Credit Union
Spokane, WA
$86.5M · 2,553 members
- Sno Falls Credit Union
North Bend, WA
$101.2M · 5,072 members
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