Olympia, Washington · Peer group 5
WCLA Credit Union
WCLA Credit Union holds $144.9M in assets across 1,385 members as of Q1 2026 — about $105K of assets per member, on a charter dating to 1984. Charter number 68328, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $144.9M |
|---|---|
| Total loans | $122.4M |
| Total shares (deposits) | $116.8M |
| Net worth | $24.1M |
| Members | 1,385 |
| Assets per member | $105K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 8.0% | |
|---|---|---|
| Loans | 5.1% | around the 64th percentile of its peer group |
| Deposits | 9.2% | higher than 90% of its peer group |
| Members | 0.9% | around the 65th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 104.8% | higher than 99% of its peer group |
|---|---|---|
| Net worth ratio | 16.6% | higher than 91% of its peer group |
| Return on assets | 1.55% | higher than 90% of its peer group |
| Delinquency ratio | 2.50% | higher than 97% of its peer group |
| Cash / assets | 6.1% | around the 19th percentile of its peer group |
| Borrowings / assets | 2.4% | around the 88th percentile of its peer group |
What this page does not show
Everything above is WCLA Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Washington — the comparison set a peer ratio is measured against.
- Cheney Credit Union
CHENEY, WA
$148.7M · 6,438 members
- Alaska Air Group Credit Union
SEATAC, WA
$135.7M · 8,824 members
- Mountaincrest Credit Union
Arlington, WA
$154.8M · 10,342 members
- Tacoma Longshoremen Credit Union
Tacoma, WA
$117.4M · 3,375 members
- White River Credit Union
Enumclaw, WA
$115.6M · 8,414 members
- Strait View Credit Union
PORT ANGELES, WA
$105.7M · 7,462 members
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