Oshkosh, Wisconsin · Peer group 3
Oshkosh Community Credit Union
Oshkosh Community Credit Union holds $20.4M in assets across 2,123 members as of Q1 2026 — about $10K of assets per member, on a charter dating to 1936. Charter number 66779, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $20.4M |
|---|---|
| Total loans | $15.4M |
| Total shares (deposits) | $18.0M |
| Net worth | $2.2M |
| Members | 2,123 |
| Assets per member | $10K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -9.4% | |
|---|---|---|
| Loans | -1.7% | around the 54th percentile of its peer group |
| Deposits | -10.6% | lower than 98% of its peer group |
| Members | -32.0% | lower than 100% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.2% | higher than 90% of its peer group |
|---|---|---|
| Net worth ratio | 10.9% | around the 26th percentile of its peer group |
| Return on assets | -0.39% | around the 11th percentile of its peer group |
| Delinquency ratio | 0.54% | around the 47th percentile of its peer group |
| Cash / assets | 17.7% | around the 77th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Oshkosh Community Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wisconsin — the comparison set a peer ratio is measured against.
- Dairyland Power Credit Union
La Crosse, WI
$20.6M · 1,208 members
- Holy Family Memorial Credit Union
Manitowoc, WI
$19.2M · 1,301 members
- M.E. Employees Credit Union
WAUSAU, WI
$18.4M · 1,306 members
- Wisconsin Medical Credit Union
Green Bay, WI
$15.2M · 1,233 members
- Racine Municipal Employees Credit Union
Racine, WI
$25.8M · 1,894 members
- Lakewood Credit Union
Rib Lake, WI
$14.9M · 1,130 members
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