Oshkosh, Wisconsin · Peer group 3
Ripple Credit Union
Ripple Credit Union holds $38.7M in assets across 2,447 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1960. Charter number 66683, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $38.7M |
|---|---|
| Total loans | $30.2M |
| Total shares (deposits) | $33.1M |
| Net worth | $5.5M |
| Members | 2,447 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 6.0% | |
|---|---|---|
| Loans | 12.3% | higher than 95% of its peer group |
| Deposits | 4.9% | around the 75th percentile of its peer group |
| Members | 0.8% | around the 75th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 91.2% | higher than 95% of its peer group |
|---|---|---|
| Net worth ratio | 14.3% | around the 55th percentile of its peer group |
| Return on assets | 1.70% | higher than 90% of its peer group |
| Delinquency ratio | 0.75% | around the 58th percentile of its peer group |
| Cash / assets | 19.2% | around the 81st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Ripple Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wisconsin — the comparison set a peer ratio is measured against.
- Teachers Credit Union
Beloit, WI
$37.6M · 2,196 members
- Meadowland Credit Union
SHEBOYGAN FALLS, WI
$35.6M · 2,643 members
- Golden Rule Community Credit Union
RIPON, WI
$41.9M · 2,950 members
- Wea Credit Union
Madison, WI
$42.1M · 2,831 members
- County - City Credit Union
JEFFERSON, WI
$42.5M · 2,972 members
- Tri-County Credit Union
Marinette, WI
$43.0M · 3,002 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Ripple Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.