Eau Claire, Wisconsin · Peer group 6
Royal Credit Union
Royal Credit Union holds $5.90B in assets across 339,177 members as of Q1 2026 — about $17K of assets per member, on a charter dating to 1964. Charter number 66834, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.90B |
|---|---|
| Total loans | $4.99B |
| Total shares (deposits) | $5.21B |
| Net worth | $617.1M |
| Members | 339,177 |
| Assets per member | $17K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.8% | |
|---|---|---|
| Loans | 5.9% | around the 58th percentile of its peer group |
| Deposits | 7.2% | around the 75th percentile of its peer group |
| Members | 4.5% | around the 82nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.9% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 10.5% | around the 46th percentile of its peer group |
| Return on assets | 1.36% | around the 87th percentile of its peer group |
| Delinquency ratio | 0.54% | around the 43rd percentile of its peer group |
| Cash / assets | 9.7% | around the 62nd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Royal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wisconsin — the comparison set a peer ratio is measured against.
- University of Wisconsin Credit Union
Madison, WI
$6.60B · 391,476 members
- Community First Credit Union
Appleton, WI
$6.66B · 165,633 members
- Covantage Credit Union
Antigo, WI
$4.19B · 184,471 members
- Connexus Credit Union
Wausau, WI
$4.15B · 425,699 members
- Landmark Credit Union
Brookfield, WI
$7.73B · 406,664 members
- Educators Credit Union
Racine, WI
$3.89B · 232,112 members
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