Kenosha, Wisconsin · Peer group 5
Southern Lakes Credit Union
Southern Lakes Credit Union holds $113.2M in assets across 9,683 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1935. Charter number 66707, in the $100M-$500M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $113.2M |
|---|---|
| Total loans | $69.0M |
| Total shares (deposits) | $101.4M |
| Net worth | $10.9M |
| Members | 9,683 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.6% | |
|---|---|---|
| Loans | -2.9% | around the 18th percentile of its peer group |
| Deposits | 4.5% | around the 62nd percentile of its peer group |
| Members | -2.2% | around the 28th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 68.0% | around the 42nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.6% | around the 23rd percentile of its peer group |
| Return on assets | 0.93% | around the 66th percentile of its peer group |
| Delinquency ratio | 0.86% | around the 69th percentile of its peer group |
| Cash / assets | 21.6% | higher than 94% of its peer group |
| Borrowings / assets | 0.0% | around the 40th percentile of its peer group |
What this page does not show
Everything above is Southern Lakes Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wisconsin — the comparison set a peer ratio is measured against.
- Governmental Employees Credit Union
La Crosse, WI
$119.3M · 6,759 members
- Tomah Area Credit Union
Tomah, WI
$123.7M · 6,670 members
- Indianhead Credit Union
SPOONER, WI
$98.8M · 7,274 members
- Premier Financial Credit Union
New Holstein, WI
$130.3M · 8,374 members
- Firefighters Credit Union
ONALASKA, WI
$130.7M · 4,919 members
- Northwoods Community Credit Union
Park Falls, WI
$93.7M · 7,947 members
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