Charleston, West Virginia · Peer group 4
Members Choice Wv Credit Union
Members Choice Wv Credit Union holds $93.1M in assets across 5,991 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1942. Charter number 4969, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $93.1M |
|---|---|
| Total loans | $39.8M |
| Total shares (deposits) | $72.9M |
| Net worth | $20.1M |
| Members | 5,991 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.8% | |
|---|---|---|
| Loans | -0.1% | around the 50th percentile of its peer group |
| Deposits | 2.4% | around the 55th percentile of its peer group |
| Members | -0.5% | around the 62nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.5% | around the 39th percentile of its peer group |
|---|---|---|
| Net worth ratio | 21.6% | higher than 93% of its peer group |
| Return on assets | 0.67% | around the 47th percentile of its peer group |
| Delinquency ratio | 0.63% | around the 50th percentile of its peer group |
| Cash / assets | 4.8% | lower than 90% of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is Members Choice Wv Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- The State Credit Union
CHARLESTON, WV
$94.9M · 8,433 members
- Universal Credit Union
Huntington, WV
$97.2M · 5,929 members
- One Community Credit Union
Parkersburg, WV
$100.8M · 8,348 members
- Camc Credit Union
Charleston, WV
$79.2M · 5,121 members
- The United Credit Union
Morgantown, WV
$107.6M · 5,950 members
- First Priority Credit Union
Huntington, WV
$75.2M · 7,321 members
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