Wheeling, West Virginia · Peer group 2
Ohio County Public Schools Credit Union
Ohio County Public Schools Credit Union holds $5.7M in assets across 619 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1970. Charter number 19881, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $5.7M |
|---|---|
| Total loans | $2.6M |
| Total shares (deposits) | $4.9M |
| Net worth | $681K |
| Members | 619 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -3.5% | |
|---|---|---|
| Loans | 1.3% | around the 72nd percentile of its peer group |
| Deposits | -4.8% | around the 31st percentile of its peer group |
| Members | -8.8% | lower than 93% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 52.5% | around the 38th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.0% | around the 22nd percentile of its peer group |
| Return on assets | -0.36% | around the 22nd percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 4.8% | lower than 93% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Ohio County Public Schools Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within West Virginia — the comparison set a peer ratio is measured against.
- Appalachian Power Employees Credit Union
HUNTINGTON, WV
$5.6M · 838 members
- Huntington West VA Firemens Credit Union
Huntington, WV
$6.0M · 651 members
- C C M H Credit Union
Parkersburg, WV
$5.2M · 935 members
- Charleston Postal Credit Union
CHARLESTON, WV
$5.1M · 664 members
- Twin Oaks Credit Union
Apple Grove, WV
$6.6M · 1,280 members
- Berkeley County Public Schools Credit Union
Martinsburg, WV
$8.1M · 1,043 members
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