Cheyenne, Wyoming · Peer group 4
First Education Credit Union
First Education Credit Union holds $88.2M in assets across 5,576 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1947. Charter number 5465, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $88.2M |
|---|---|
| Total loans | $34.4M |
| Total shares (deposits) | $79.1M |
| Net worth | $8.8M |
| Members | 5,576 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 5.2% | |
|---|---|---|
| Loans | 15.7% | higher than 97% of its peer group |
| Deposits | 4.4% | around the 71st percentile of its peer group |
| Members | 0.4% | around the 72nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 43.5% | around the 18th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 20th percentile of its peer group |
| Return on assets | 1.12% | around the 71st percentile of its peer group |
| Delinquency ratio | 0.29% | around the 28th percentile of its peer group |
| Cash / assets | 11.1% | around the 56th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is First Education Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Wyoming — the comparison set a peer ratio is measured against.
- A.C.P.E. Credit Union
Laramie, WY
$77.1M · 4,750 members
- Sheridan Community Credit Union
Sheridan, WY
$100.2M · 5,992 members
- Pathfinder Credit Union
Casper, WY
$70.1M · 4,352 members
- Stagepoint Credit Union
Laramie, WY
$128.9M · 8,930 members
- Cheyenne-Laramie County Employees Credit Union
Cheyenne, WY
$32.0M · 1,875 members
- Cit-Co Credit Union
Sheridan, WY
$31.8M · 2,251 members
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