Rainbow City, Alabama · Peer group 6
Family Savings Credit Union
Family Savings Credit Union holds $1.17B in assets across 78,378 members as of Q1 2026 — about $15K of assets per member, on a charter dating to 1951. Charter number 68628, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.17B |
|---|---|
| Total loans | $957.9M |
| Total shares (deposits) | $998.8M |
| Net worth | $102.3M |
| Members | 78,378 |
| Assets per member | $15K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.3% | |
|---|---|---|
| Loans | 6.9% | around the 65th percentile of its peer group |
| Deposits | 7.4% | around the 76th percentile of its peer group |
| Members | 1.3% | around the 48th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 95.9% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.7% | lower than 90% of its peer group |
| Return on assets | 0.65% | around the 48th percentile of its peer group |
| Delinquency ratio | 1.09% | around the 82nd percentile of its peer group |
| Cash / assets | 11.4% | around the 75th percentile of its peer group |
| Borrowings / assets | 5.1% | around the 76th percentile of its peer group |
What this page does not show
Everything above is Family Savings Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Guardian Credit Union
Prattville, AL
$1.22B · 94,635 members
- Five Star Credit Union
Dothan, AL
$1.25B · 66,938 members
- Family Security Credit Union
Decatur, AL
$1.08B · 88,783 members
- Avadian Credit Union
Birmingham, AL
$1.43B · 83,228 members
- Listerhill Credit Union
Sheffield, AL
$1.46B · 91,837 members
- Alabama One Credit Union
Tuscaloosa, AL
$1.51B · 97,352 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Family Savings Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.