Decatur, Alabama · Peer group 6
Family Security Credit Union
Family Security Credit Union holds $1.08B in assets across 88,783 members as of Q1 2026 — about $12K of assets per member, on a charter dating to 1953. Charter number 60605, in the $1B-$10B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $1.08B |
|---|---|
| Total loans | $418.8M |
| Total shares (deposits) | $873.2M |
| Net worth | $210.9M |
| Members | 88,783 |
| Assets per member | $12K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.1% | |
|---|---|---|
| Loans | -3.4% | lower than 92% of its peer group |
| Deposits | 5.2% | around the 60th percentile of its peer group |
| Members | 0.2% | around the 34th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.0% | lower than 97% of its peer group |
|---|---|---|
| Net worth ratio | 19.5% | higher than 98% of its peer group |
| Return on assets | 1.77% | higher than 97% of its peer group |
| Delinquency ratio | 0.63% | around the 51st percentile of its peer group |
| Cash / assets | 29.0% | higher than 99% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Family Security Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Family Savings Credit Union
Rainbow City, AL
$1.17B · 78,378 members
- Guardian Credit Union
Prattville, AL
$1.22B · 94,635 members
- Five Star Credit Union
Dothan, AL
$1.25B · 66,938 members
- Legacy Community Credit Union
BIRMINGHAM, AL
$736.3M · 39,671 members
- Avadian Credit Union
Birmingham, AL
$1.43B · 83,228 members
- Listerhill Credit Union
Sheffield, AL
$1.46B · 91,837 members
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