Montgomery, Alabama · Peer group 3
Fedmont Credit Union
Fedmont Credit Union holds $12.9M in assets across 1,216 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1960. Charter number 14026, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $12.9M |
|---|---|
| Total loans | $3.9M |
| Total shares (deposits) | $11.1M |
| Net worth | $1.8M |
| Members | 1,216 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.3% | |
|---|---|---|
| Loans | 10.2% | higher than 92% of its peer group |
| Deposits | -0.6% | around the 37th percentile of its peer group |
| Members | -1.9% | around the 42nd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.4% | around the 15th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.6% | around the 50th percentile of its peer group |
| Return on assets | 0.48% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.66% | around the 53rd percentile of its peer group |
| Cash / assets | 10.4% | around the 46th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Fedmont Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Northeast Alabama Postal Credit Union
anniston, AL
$13.9M · 1,234 members
- Tuskegee Credit Union
TUSKEGEE, AL
$11.7M · 2,055 members
- Blue Flame Credit Union
Mobile, AL
$10.7M · 769 members
- Mobile Government Emp. Credit Union
Mobile, AL
$15.3M · 638 members
- Opp-Micolas Credit Union
OPP, AL
$10.4M · 1,622 members
- Birmingham City Credit Union
Birmingham, AL
$10.2M · 2,661 members
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