Anniston, Alabama · Peer group 3
Northeast Alabama Postal Credit Union
Northeast Alabama Postal Credit Union holds $13.9M in assets across 1,234 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1956. Charter number 11056, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $13.9M |
|---|---|
| Total loans | $9.4M |
| Total shares (deposits) | $11.7M |
| Net worth | $2.2M |
| Members | 1,234 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.6% | |
|---|---|---|
| Loans | -5.3% | around the 34th percentile of its peer group |
| Deposits | 0.3% | around the 43rd percentile of its peer group |
| Members | -1.8% | around the 45th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 80.8% | around the 85th percentile of its peer group |
|---|---|---|
| Net worth ratio | 15.8% | around the 64th percentile of its peer group |
| Return on assets | 0.65% | around the 50th percentile of its peer group |
| Delinquency ratio | 0.69% | around the 55th percentile of its peer group |
| Cash / assets | 29.1% | higher than 94% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Northeast Alabama Postal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Fedmont Credit Union
Montgomery, AL
$12.9M · 1,216 members
- Mobile Government Emp. Credit Union
Mobile, AL
$15.3M · 638 members
- Tuskegee Credit Union
TUSKEGEE, AL
$11.7M · 2,055 members
- Mobile Postal Credit Union
Mobile, AL
$17.0M · 1,603 members
- Blue Flame Credit Union
Mobile, AL
$10.7M · 769 members
- Opp-Micolas Credit Union
OPP, AL
$10.4M · 1,622 members
CUSignals is independent and is not affiliated with, endorsed by, or acting for Northeast Alabama Postal Credit Union, nor for any regulator or trade association. Figures on this page are drawn from institution-level data for the quarter shown and may trail the institution’s own reporting; they are presented for information and are not investment, credit or merger advice, and not a recommendation about this or any institution. No institution can pay to be listed, delisted, or shown differently. To request a correction, email admin@infinidatum.net. See the disclaimer and privacy policy.