Mobile, Alabama · Peer group 3
Mobile Postal Credit Union
Mobile Postal Credit Union holds $17.0M in assets across 1,603 members as of Q1 2026 — about $11K of assets per member, on a charter dating to 1949. Charter number 62471, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $17.0M |
|---|---|
| Total loans | $9.0M |
| Total shares (deposits) | $14.7M |
| Net worth | $2.2M |
| Members | 1,603 |
| Assets per member | $11K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 3.3% | |
|---|---|---|
| Loans | -9.6% | around the 20th percentile of its peer group |
| Deposits | 2.8% | around the 61st percentile of its peer group |
| Members | -6.8% | lower than 90% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 61.0% | around the 56th percentile of its peer group |
|---|---|---|
| Net worth ratio | 12.8% | around the 43rd percentile of its peer group |
| Return on assets | 0.27% | around the 30th percentile of its peer group |
| Delinquency ratio | 2.47% | higher than 90% of its peer group |
| Cash / assets | 8.4% | around the 33rd percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Mobile Postal Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Mobile Government Emp. Credit Union
Mobile, AL
$15.3M · 638 members
- Federal Employees Credit Union
BIRMINGHAM, AL
$19.4M · 1,726 members
- Northeast Alabama Postal Credit Union
anniston, AL
$13.9M · 1,234 members
- City Credit Union
TUSCALOOSA, AL
$20.5M · 1,583 members
- Railway Employees Credit Union
Muscle Shoals, AL
$21.0M · 1,358 members
- East Alabama Community Credit Union
OPELIKA, AL
$21.0M · 2,977 members
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