Stevenson, Alabama · Peer group 2
North Alabama Papermakers Credit Union
North Alabama Papermakers Credit Union holds $2.1M in assets across 333 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1975. Charter number 22070, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $2.1M |
|---|---|
| Total loans | $1.3M |
| Total shares (deposits) | $1.5M |
| Net worth | $547K |
| Members | 333 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -4.1% | |
|---|---|---|
| Loans | 9.2% | around the 89th percentile of its peer group |
| Deposits | -5.8% | around the 25th percentile of its peer group |
| Members | 3.4% | around the 88th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 84.1% | around the 81st percentile of its peer group |
|---|---|---|
| Net worth ratio | 26.4% | around the 80th percentile of its peer group |
| Return on assets | -2.38% | lower than 94% of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 35.4% | around the 89th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is North Alabama Papermakers Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Federation of Greene County Empl. Credit Union
Eutaw, AL
$2.2M · 912 members
- Nucor Employees Credit Union
FORT PAYNE, AL
$2.3M · 277 members
- Councill Credit Union
NORMAL, AL
$2.8M · 619 members
- Nrs Community Development Credit Union
BIRMINGHAM, AL
$1.3M · 923 members
- U S Pipe Bessemer Employees Credit Union
Bessemer, AL
$3.0M · 492 members
- Andalusia Mills Employees Credit as Credit Union
ANDALUSIA, AL
$3.2M · 887 members
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