Bessemer, Alabama · Peer group 2
U S Pipe Bessemer Employees Credit Union
U S Pipe Bessemer Employees Credit Union holds $3.0M in assets across 492 members as of Q1 2026 — about $6K of assets per member, on a charter dating to 1936. Charter number 1601, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.0M |
|---|---|
| Total loans | $977K |
| Total shares (deposits) | $2.3M |
| Net worth | $693K |
| Members | 492 |
| Assets per member | $6K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 0.4% | |
|---|---|---|
| Loans | 0.5% | around the 70th percentile of its peer group |
| Deposits | -0.4% | around the 56th percentile of its peer group |
| Members | -2.2% | around the 43rd percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 43.0% | around the 27th percentile of its peer group |
|---|---|---|
| Net worth ratio | 23.3% | around the 72nd percentile of its peer group |
| Return on assets | 0.38% | around the 48th percentile of its peer group |
| Delinquency ratio | 1.98% | around the 71st percentile of its peer group |
| Cash / assets | 17.9% | around the 59th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is U S Pipe Bessemer Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Councill Credit Union
NORMAL, AL
$2.8M · 619 members
- Andalusia Mills Employees Credit as Credit Union
ANDALUSIA, AL
$3.2M · 887 members
- Demopolis Credit Union
Demopolis, AL
$3.3M · 741 members
- Nucor Employees Credit Union
FORT PAYNE, AL
$2.3M · 277 members
- S R I Employees Credit Union
Birmingham, AL
$3.6M · 155 members
- Federation of Greene County Empl. Credit Union
Eutaw, AL
$2.2M · 912 members
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