Birmingham, Alabama · Peer group 2
S R I Employees Credit Union
S R I Employees Credit Union holds $3.6M in assets across 155 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1956. Charter number 11123, in the <$10M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $3.6M |
|---|---|
| Total loans | $781K |
| Total shares (deposits) | $2.2M |
| Net worth | $1.4M |
| Members | 155 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.3% | |
|---|---|---|
| Loans | 45.5% | higher than 99% of its peer group |
| Deposits | -9.1% | around the 13th percentile of its peer group |
| Members | -6.1% | around the 14th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 35.1% | around the 18th percentile of its peer group |
|---|---|---|
| Net worth ratio | 38.5% | higher than 95% of its peer group |
| Return on assets | -0.03% | around the 29th percentile of its peer group |
| Delinquency ratio | 0.00% | around the 11th percentile of its peer group |
| Cash / assets | 7.0% | around the 15th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is S R I Employees Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Demopolis Credit Union
Demopolis, AL
$3.3M · 741 members
- Chem Family Credit Union
Anniston, AL
$4.0M · 176 members
- Andalusia Mills Employees Credit as Credit Union
ANDALUSIA, AL
$3.2M · 887 members
- U S Pipe Bessemer Employees Credit Union
Bessemer, AL
$3.0M · 492 members
- Councill Credit Union
NORMAL, AL
$2.8M · 619 members
- Nucor Employees Credit Union
FORT PAYNE, AL
$2.3M · 277 members
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