Birmingham, Alabama · Peer group 3
Social Security Credit Union
Social Security Credit Union holds $36.6M in assets across 2,632 members as of Q1 2026 — about $14K of assets per member, on a charter dating to 1947. Charter number 61391, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $36.6M |
|---|---|
| Total loans | $13.1M |
| Total shares (deposits) | $27.9M |
| Net worth | $8.3M |
| Members | 2,632 |
| Assets per member | $14K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 2.0% | |
|---|---|---|
| Loans | -3.0% | around the 46th percentile of its peer group |
| Deposits | 0.7% | around the 47th percentile of its peer group |
| Members | -4.2% | around the 21st percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 47.0% | around the 32nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 22.6% | higher than 91% of its peer group |
| Return on assets | 1.50% | around the 86th percentile of its peer group |
| Delinquency ratio | 1.60% | around the 80th percentile of its peer group |
| Cash / assets | 13.4% | around the 61st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Social Security Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Wcu Credit Union
Decatur, AL
$35.2M · 3,359 members
- Lauderdale County Teachers Credit Union
Florence, AL
$38.4M · 1,963 members
- Red Oak Credit Union
Tuscaloosa, AL
$40.5M · 5,730 members
- Mead Coated Board Credit Union
Eufaula, AL
$40.5M · 1,569 members
- The Infirmary Credit Union
Mobile, AL
$32.5M · 4,480 members
- Baldwin County Credit Union
BAY MINETTE, AL
$31.8M · 2,047 members
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