Mobile, Alabama · Peer group 3
The Infirmary Credit Union
The Infirmary Credit Union holds $32.5M in assets across 4,480 members as of Q1 2026 — about $7K of assets per member, on a charter dating to 1974. Charter number 21794, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $32.5M |
|---|---|
| Total loans | $13.5M |
| Total shares (deposits) | $28.0M |
| Net worth | $4.5M |
| Members | 4,480 |
| Assets per member | $7K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.8% | |
|---|---|---|
| Loans | -1.9% | around the 52nd percentile of its peer group |
| Deposits | -2.1% | around the 28th percentile of its peer group |
| Members | -2.5% | around the 35th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 48.3% | around the 34th percentile of its peer group |
|---|---|---|
| Net worth ratio | 13.8% | around the 51st percentile of its peer group |
| Return on assets | 0.48% | around the 41st percentile of its peer group |
| Delinquency ratio | 0.26% | around the 33rd percentile of its peer group |
| Cash / assets | 25.4% | higher than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is The Infirmary Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Alabama — the comparison set a peer ratio is measured against.
- Baldwin County Credit Union
BAY MINETTE, AL
$31.8M · 2,047 members
- Wcu Credit Union
Decatur, AL
$35.2M · 3,359 members
- Social Security Credit Union
Birmingham, AL
$36.6M · 2,632 members
- Health Credit Union
Birmingham, AL
$27.4M · 2,105 members
- Lauderdale County Teachers Credit Union
Florence, AL
$38.4M · 1,963 members
- Red Oak Credit Union
Tuscaloosa, AL
$40.5M · 5,730 members
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