Phoenix, Arizona · Peer group 6
Arizona Central Credit Union
Arizona Central Credit Union holds $733.7M in assets across 46,768 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1939. Charter number 62881, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $733.7M |
|---|---|
| Total loans | $604.1M |
| Total shares (deposits) | $649.4M |
| Net worth | $63.2M |
| Members | 46,768 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | — |
|---|---|
| Loans | — |
| Deposits | — |
| Members | — |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 93.0% | around the 78th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.6% | lower than 90% of its peer group |
| Return on assets | 0.33% | around the 19th percentile of its peer group |
| Delinquency ratio | 0.67% | around the 56th percentile of its peer group |
| Cash / assets | 6.5% | around the 33rd percentile of its peer group |
| Borrowings / assets | 2.9% | around the 62nd percentile of its peer group |
What this page does not show
Everything above is Arizona Central Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Arizona — the comparison set a peer ratio is measured against.
- First Credit Union
Chandler, AZ
$785.8M · 44,401 members
- Copper State Credit Union
Phoenix, AZ
$672.1M · 37,804 members
- Sunwest Credit Union
Glendale, AZ
$530.4M · 43,450 members
- Tucson Credit Union
TUCSON, AZ
$971.4M · 52,073 members
- American Southwest Credit Union
Sierra Vista, AZ
$437.3M · 33,574 members
- Avenir Financial Credit Union
YUMA, AZ
$395.0M · 33,293 members
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