Prescott, Arizona · Peer group 3
Prescott Credit Union
Prescott Credit Union holds $11.0M in assets across 1,284 members as of Q1 2026 — about $9K of assets per member, on a charter dating to 1937. Charter number 2460, in the $10M-$50M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $11.0M |
|---|---|
| Total loans | $4.2M |
| Total shares (deposits) | $10.2M |
| Net worth | $708K |
| Members | 1,284 |
| Assets per member | $9K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -0.5% | |
|---|---|---|
| Loans | 20.4% | higher than 98% of its peer group |
| Deposits | 1.5% | around the 52nd percentile of its peer group |
| Members | 9.3% | higher than 98% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 41.1% | around the 22nd percentile of its peer group |
|---|---|---|
| Net worth ratio | 6.4% | lower than 99% of its peer group |
| Return on assets | -2.61% | lower than 98% of its peer group |
| Delinquency ratio | 0.89% | around the 64th percentile of its peer group |
| Cash / assets | 18.3% | around the 79th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 49th percentile of its peer group |
What this page does not show
Everything above is Prescott Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within Arizona — the comparison set a peer ratio is measured against.
- Em Credit Union
MESA, AZ
$11.5M · 2,174 members
- Winslow Santa Fe Credit Union
Winslow, AZ
$15.2M · 1,814 members
- U-Haul Credit Union
Phoenix, AZ
$6.7M · 3,785 members
- Winslow School Employees Credit Union
WINSLOW, AZ
$5.1M · 548 members
- Rim Country Credit Union
Snowflake, AZ
$25.0M · 2,029 members
- Alhambra Credit Union
Phoenix, AZ
$34.2M · 4,045 members
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