San Diego, California · Peer group 6
Cabrillo Credit Union
Cabrillo Credit Union holds $571.8M in assets across 29,062 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1955. Charter number 68409, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $571.8M |
|---|---|
| Total loans | $401.7M |
| Total shares (deposits) | $511.8M |
| Net worth | $53.4M |
| Members | 29,062 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 12.6% | |
|---|---|---|
| Loans | 47.9% | higher than 100% of its peer group |
| Deposits | 12.6% | higher than 95% of its peer group |
| Members | 5.1% | around the 86th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.5% | around the 34th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.3% | around the 21st percentile of its peer group |
| Return on assets | 0.44% | around the 27th percentile of its peer group |
| Delinquency ratio | 0.66% | around the 55th percentile of its peer group |
| Cash / assets | 4.0% | around the 12th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Cabrillo Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- First U.S. Community Credit Union
Sacramento, CA
$554.2M · 27,555 members
- I.L.W.U. Credit Union
Long Beach, CA
$601.9M · 30,315 members
- Excite Credit Union
San Jose, CA
$615.2M · 45,798 members
- Commonwealth Central Credit Union
San Jose, CA
$626.9M · 37,678 members
- Premier One Credit Union
San Jose, CA
$656.4M · 27,435 members
- Wheelhouse Credit Union
SAN DIEGO, CA
$456.8M · 32,527 members
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