San Jose, California · Peer group 6
Premier One Credit Union
Premier One Credit Union holds $656.4M in assets across 27,435 members as of Q1 2026 — about $24K of assets per member, on a charter dating to 1968. Charter number 68540, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $656.4M |
|---|---|
| Total loans | $474.2M |
| Total shares (deposits) | $558.1M |
| Net worth | $63.4M |
| Members | 27,435 |
| Assets per member | $24K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 4.3% | |
|---|---|---|
| Loans | 9.1% | around the 79th percentile of its peer group |
| Deposits | 4.1% | around the 47th percentile of its peer group |
| Members | -20.6% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 85.0% | around the 51st percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.7% | around the 29th percentile of its peer group |
| Return on assets | 0.34% | around the 20th percentile of its peer group |
| Delinquency ratio | 0.23% | around the 12th percentile of its peer group |
| Cash / assets | 12.3% | around the 79th percentile of its peer group |
| Borrowings / assets | 5.3% | around the 77th percentile of its peer group |
What this page does not show
Everything above is Premier One Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Commonwealth Central Credit Union
San Jose, CA
$626.9M · 37,678 members
- Excite Credit Union
San Jose, CA
$615.2M · 45,798 members
- MyPoint Credit Union
San Diego, CA
$701.1M · 28,091 members
- I.L.W.U. Credit Union
Long Beach, CA
$601.9M · 30,315 members
- USC Credit Union
Los Angeles, CA
$719.2M · 74,649 members
- Uncle Credit Union
LIVERMORE, CA
$738.0M · 36,338 members
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