San Diego, California · Peer group 6
MyPoint Credit Union
MyPoint Credit Union holds $701.1M in assets across 28,091 members as of Q1 2026 — about $25K of assets per member, on a charter dating to 1948. Charter number 68377, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $701.1M |
|---|---|
| Total loans | $571.6M |
| Total shares (deposits) | $585.2M |
| Net worth | $59.4M |
| Members | 28,091 |
| Assets per member | $25K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | 7.4% | |
|---|---|---|
| Loans | 11.0% | around the 86th percentile of its peer group |
| Deposits | 1.8% | around the 25th percentile of its peer group |
| Members | 3.1% | around the 70th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 97.7% | around the 88th percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.5% | lower than 92% of its peer group |
| Return on assets | 0.17% | around the 11th percentile of its peer group |
| Delinquency ratio | 0.25% | around the 13th percentile of its peer group |
| Cash / assets | 5.3% | around the 22nd percentile of its peer group |
| Borrowings / assets | 6.4% | around the 82nd percentile of its peer group |
What this page does not show
Everything above is MyPoint Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- USC Credit Union
Los Angeles, CA
$719.2M · 74,649 members
- Uncle Credit Union
LIVERMORE, CA
$738.0M · 36,338 members
- Premier One Credit Union
San Jose, CA
$656.4M · 27,435 members
- The First Financial Credit Union
Pasadena, CA
$746.5M · 33,009 members
- Foothill Credit Union
Arcadia, CA
$772.2M · 34,654 members
- Commonwealth Central Credit Union
San Jose, CA
$626.9M · 37,678 members
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