Pasadena, California · Peer group 6
The First Financial Credit Union
The First Financial Credit Union holds $746.5M in assets across 33,009 members as of Q1 2026 — about $23K of assets per member, on a charter dating to 1974. Charter number 24875, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $746.5M |
|---|---|
| Total loans | $397.9M |
| Total shares (deposits) | $725.4M |
| Net worth | $51.5M |
| Members | 33,009 |
| Assets per member | $23K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.5% | |
|---|---|---|
| Loans | -0.6% | around the 18th percentile of its peer group |
| Deposits | 1.9% | around the 25th percentile of its peer group |
| Members | -1.8% | around the 20th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 54.9% | lower than 95% of its peer group |
|---|---|---|
| Net worth ratio | 6.9% | lower than 99% of its peer group |
| Return on assets | -0.01% | lower than 96% of its peer group |
| Delinquency ratio | 0.48% | around the 36th percentile of its peer group |
| Cash / assets | 3.7% | lower than 91% of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is The First Financial Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Uncle Credit Union
LIVERMORE, CA
$738.0M · 36,338 members
- Foothill Credit Union
Arcadia, CA
$772.2M · 34,654 members
- USC Credit Union
Los Angeles, CA
$719.2M · 74,649 members
- MyPoint Credit Union
San Diego, CA
$701.1M · 28,091 members
- America's Christian Credit Union
Glendora, CA
$818.4M · 150,078 members
- 1st Northern California Credit Union
Martinez, CA
$825.4M · 32,353 members
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