Santa Rosa, California · Peer group 6
Community First Credit Union
Community First Credit Union holds $922.1M in assets across 58,012 members as of Q1 2026 — about $16K of assets per member, on a charter dating to 1959. Charter number 61667, in the $500M-$1B asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $922.1M |
|---|---|
| Total loans | $644.1M |
| Total shares (deposits) | $817.0M |
| Net worth | $91.6M |
| Members | 58,012 |
| Assets per member | $16K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -1.1% | |
|---|---|---|
| Loans | -7.8% | lower than 98% of its peer group |
| Deposits | -2.0% | lower than 93% of its peer group |
| Members | -15.5% | lower than 99% of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 78.8% | around the 34th percentile of its peer group |
|---|---|---|
| Net worth ratio | 9.9% | around the 35th percentile of its peer group |
| Return on assets | 1.12% | around the 79th percentile of its peer group |
| Delinquency ratio | 1.33% | higher than 90% of its peer group |
| Cash / assets | 12.9% | around the 81st percentile of its peer group |
| Borrowings / assets | 0.0% | around the 19th percentile of its peer group |
What this page does not show
Everything above is Community First Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Certified Credit Union
El Monte, CA
$920.0M · 58,317 members
- Merced School Employees Credit Union
MERCED, CA
$897.5M · 50,925 members
- Sun Community Credit Union
El Centro, CA
$896.5M · 55,062 members
- First City Credit Union
Pasadena, CA
$952.4M · 57,810 members
- Skyone Credit Union
Hawthorne, CA
$875.8M · 52,872 members
- Oceanair Credit Union
Oxnard, CA
$870.8M · 27,253 members
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