Ventura, California · Peer group 4
County Schools Credit Union
County Schools Credit Union holds $91.5M in assets across 4,643 members as of Q1 2026 — about $20K of assets per member, on a charter dating to 1960. Charter number 13495, in the $50M-$100M asset tier.
Balance sheet
Reported position at the close of the quarter.
| Total assets | $91.5M |
|---|---|
| Total loans | $60.1M |
| Total shares (deposits) | $83.6M |
| Net worth | $7.7M |
| Members | 4,643 |
| Assets per member | $20K |
Year-over-year growth
Change against the same quarter one year earlier.
| Assets | -5.2% | |
|---|---|---|
| Loans | -16.9% | lower than 98% of its peer group |
| Deposits | -6.4% | lower than 96% of its peer group |
| Members | -2.6% | around the 34th percentile of its peer group |
Ratios and peer position
Each ratio is shown against its percentile rank within this institution's own peer group. The absolute number is rarely the interesting part — a 96% loan-to-share is unremarkable in one peer group and an outlier in another.
| Loan-to-share | 71.9% | around the 71st percentile of its peer group |
|---|---|---|
| Net worth ratio | 8.4% | lower than 95% of its peer group |
| Return on assets | 0.10% | around the 18th percentile of its peer group |
| Delinquency ratio | 1.27% | around the 80th percentile of its peer group |
| Cash / assets | 17.4% | around the 84th percentile of its peer group |
| Borrowings / assets | 0.0% | around the 47th percentile of its peer group |
What this page does not show
Everything above is County Schools Credit Union’s own reported position. What a CUSignals subscription adds is the layer on top of it: a merger-susceptibility score and calibrated one-year probability, a franchise-value score, a liquidity-stress score and funding-need flag, participation buyer/seller classification, and buying-propensity scores across five software categories — each with the plain-English reason it moved, and each decomposable into the weights that produced it.
Similar credit unions
Closest in size within California — the comparison set a peer ratio is measured against.
- Vision One Credit Union
Sacramento, CA
$91.6M · 1,494 members
- McKesson & Healthcare Providers Credit Union
Martinez, CA
$93.3M · 6,781 members
- Desert Valleys Credit Union
Ridgecrest, CA
$89.4M · 5,974 members
- Upward Credit Union
Burlingame, CA
$93.7M · 4,267 members
- Union Yes Credit Union
ORANGE, CA
$96.9M · 24,967 members
- Technicolor Credit Union
Burbank, CA
$84.9M · 4,035 members
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